JOSHI, M. .; LATA, M. . Adoption of Online Banking. International Journal of Engineering Science and Generic Research, [S. l.], v. 11, n. 3, p. 40-48, 2025. Disponível em: https://www.ijesar.ijmbs.info/index.php/ijesar/article/view/236. Acesso em: 5 jun. 2026.